HOW DOES MY INSURANCE WORK?
This means your physician has contracted with your insurance company and negotiated set fees for services etc.
In Network Contractors
- Blue Cross (all states)
- Blue Cross Federal
OUT OF NETWORK:
We are not contracted with these providers but will submit claims for you. You will have to meet your “out of network deductible” before your insurer will pay on your claims. (These insurers typically use a 3rd party to manage your care for Chiropractic – even if it is a PPO plan) Our experience with these third party administrator (TPA) plans is that along with increased administrations costs, these TPA run plans reduce and limit care while at the same time increasing administrative burdens for the patients and doctors. We hope you respect our choice to remain out of network of these restrictive third party administered health plans.)
Out of Network Contractors –
- Cigna & Cigna Samba
- United Healthcare and all UHC products
Tricare: Tricare does not cover any services performed by a Chiropractic. We are happy to say new legislation signed last year should be changing that soon!
We are not participating with Medicare and therefore cannot treat a Medicare patient. Medicare patients are able to schedule cash services such as Massage Therapy and Yoga and Reiki Therapy and Hypnotherapy at our clinic.